10 Ways to Recharge Your Financial Situation for 2015

December 18, 2014 - 3 minutes read

There was a common belief not too long ago that only millionaires or those going through a divorce would ever need a financial planner. But in today’s economy they have become a necessity. They are the go-to-person for everyday people who want to take control of their financial situation.

Our financial planners will get you back on track after Christmas to lead an attainable lifestyle where spontaneous holidays, secure investments and being capable of paying off debts are achievable goals. Start 2015 with a plan and make it your best financial year yet, with our team at Superannuation Property.

10 Steps Toward Financial Freedom 

  1. Financial Fitness.  Having a financial planner is like having a personal trainer. We will help you stay healthy and accountable with your investment plan while keeping you focused on your aspirations. Time to get fiscally fit!
  2. Understand Your Superannuation Before its Too Late. Did you know the average Australian is tracking to retire without enough superannuation?
  3. Look into the Benefits of a Self-Managed Super Fund. The tax concessions and benefits of SMSF compared to industry and big bank super funds are worth learning about. 
  4. Set up a Budget. Start slowly compounding your savings account; a little effort and direction each week will go a long way.
  5. Educate Yourself on Tax and Government Benefits. Stay up to date with tax policies that could benefit your situation
  6. Care for your family. Learn the ability to enjoy spontaneous buys, overseas holidays and niceties, alongside ongoing expenses such a private schooling and private healthcare.
  7. A Sounding Board for More Effective Investing. Our financial planners are experts in their fields of investments. Let them do the work and research for you and feel comfortable to talk about all your investment options and financial ideas.
  8. Define your financial goals. The first step to having the money and lifestyle you dream of is sitting and talking to us about it, writing down your dreams and goals and allowing us to advise you on how to get there.
  9. Be Prepared. Do you feel ready and confident to not only cover your week to week costs, but costs for all life events; emergencies, children, education, healthcare, and redundancy etc?
  10. Empowerment. Money doesn’t buy happiness but it does empower you. By taking responsibility for your financial wellbeing, you can make your money work for you rather than the other way around.